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AFFORDABILITY CALCULATOR Memphis real estate
Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
You can afford a home up to: $0
Your debt-to-income ratio is 36%
Quite affordable.
View Affordable PropertiesQuite affordable.
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What my clients are saying!
- We are so grateful we had Keino as our realtor. Buying a home is one of the biggest decisions you’ll ever make, and he made the entire process feel manageable from day one. Because we were relocating from California to Tennessee, having someone we could trust was incredibly important. Keino made the entire process smooth and gave us confidence every step of the way. He was patient, informative, and always willing to take the time to answer our questions and explain our options. We never felt pressured, and we always felt like he had our best interests in mind. His knowledge of the market and attention to detail gave us confidence throughout the entire home-buying process. What stood out most was how genuinely invested he was in helping us find the right home—not just any home. He was professional, responsive, friendly, and an absolute pleasure to work with. Even after closing, Keino has continued to be a resource for us, answering questions and helping us get connected with local services and contractors. That level of care doesn’t end when the transaction is complete, and it speaks volumes about the kind of person and realtor he is. We couldn’t have asked for a better experience and would recommend Keino without hesitation to anyone looking to buy or sell a home. Thank you for helping us find our new Tennessee home!Lisa Romero
- Keino was the best realtor I have ever worked with! Always communicated, quick to respond, and always had our best interests in mind!Chris Rakoski
- Keino Spring was the best realtor I’ve worked with. I’ve worked with 5 prior to him that my experiences were subpar. I appreciated his effective and timely Communication. I appreciated his willingness to go above and beyond and be proactive instead of reactive. I would choose him again if and when I have another real estate need in the Memphis area.Sara Henriques
- Before meeting Keino, I had a nightmare experience with a realtor from a different company. After being referred to Keino, he immediately got to work and found homes that met my criteria. Very patient and knowledgeable, I learned a lot from him as a first-time home buyer. Would definitely recommend him to anyone, especially those new to the home buying market!Brandon Jenkins
- CarmenNicole Wright
- Keino Spring at Harris & Harris Realty Group is an outstanding Memphis realtor who truly goes above and beyond for his clients. He is professional, knowledgeable, and highly responsive throughout the entire process. Keino made everything smooth and stress-free, offering clear communication and honest guidance every step of the way. His dedication and attention to detail really stand out, and you can tell he genuinely cares about helping his clients achieve the best outcome. I highly recommend Keino Spring to anyone looking to buy or sell in Memphis!Evan Mehedi
Agent License ID: TN 360906, MS S-58526I’m Keino Spring, better known as The Vincy Realtor. I was born and raised in St. Vincent and the Grenadines and made Memphis my home back in 1999. I’m a husband, a proud dad to three amazing kids—Keilese, Kylah, and Kaleb—and I do what I love every day: helping people buy and sell homes across Memphis and the Mid-South. Real estate, for me, isn’t just about contracts and closings, it’s about guiding families through one of the biggest moments of their lives with honesty, patience, and real conversation. When I’m not working with clients, you’ll find me at the gym, on a bike ride, or spending time with my family. My goal is simple: treat people right, work hard, and make every move count.
+1(901) 301-4912 keino@thevincyrealtor.com73 Union Ave, Memphis, TN, 38103-5113, USA
https://keinomemphisrealestate.com/















